Meubles RD provides a customer card in partnership with Fairstone. This card can only be used at Meubles RD. You can reuse it without a new credit inquiry if you stay within the authorized limit. Therefore, you will have a revolving credit (reusable without a credit inquiry) and not an installment loan (not reusable without a credit inquiry).
In-store, you select your plan when you check out. The plan is entered into the merchant portal by Meubles RD. Online, you must choose a plan yourself during the payment.
The annual fees for the Fairstone card are $35 per year. This cost is charged on the 1st statement. Subsequently, no fees are charged starting from the 2nd year if there is no balance on the anniversary date of the card opening.